What to Bring to a Washington BHPH Dealer
Your complete checklist for a smooth visit to any Washington State Buy Here Pay Here dealership
Required Documents Checklist
Identification
Must be current and not expired. Out-of-state licenses may be accepted — ask the dealer.
Proof of Income
Or bank statements if self-employed. Social Security, disability, or benefit award letters also accepted at most dealers.
Proof of Residence
Must show your current Washington State address. Bank statements or mail from a government agency also accepted.
References
Names, addresses, and phone numbers of people who can verify your residence and character. Friends, family, or coworkers are acceptable.
Down Payment
Most BHPH dealers prefer cash or debit. Confirm accepted payment methods with the dealer before your visit.
Insurance
Washington State requires all registered vehicles to carry minimum liability coverage. Some dealers require full coverage and will be listed as a loss payee on your policy.
Pro Tips Before You Visit
- Call the dealer ahead to confirm their specific document requirements — they may vary.
- Bring originals or certified copies of all documents — photocopies may not be accepted.
- Ask about the vehicle's history report (Carfax/AutoCheck) and any existing warranty before you sign.
- Review the full loan contract — including APR, total finance charge, and payment schedule — before signing.